Financing Options

Buy Now. Pay Later.

James Free Jewelers is proud to offer a variety of payment options for our customers both in our stores and online. Check out our different options to find the solution that fits you as beautifully as our jewelry.

In-Store & Online Financing Available

Synchrony Financing

Experience the benefits of preferred financing offers, a convenient and fast approval process, deferred payments and interest free options, and more. When you open your James Free Jewelers credit card, we can offer you financing plans to fit you needs.

Bread Pay

Through Bread Pay™, we offer easy and affordable financing options so you can pay for your purchase over time with "Buy Now, Pay Later" options. Applying to Bread Pay is quick, seamless and will not affect your credit score.

PayTomorrow

PayTomorrow offers Fair Financing for All Credit Types. Simply select PayTomorrow, supply some basic information via our secure application process and get instantly approved to complete your purchase. Applying to PayTomorrow will not affect your credit score.